Exceptionally and as a temporary extension of your insurance contract provisions, the following options are available during a temporary layoff, in the current context:
- Retain all benefits except salary insurance;
- Maintain only the health coverage (Quebec employees only);
- Cancel all benefits, including health coverage, and transfer insureds to RAMQ (Quebec);
- Retain all coverages, including salary insurance coverage.
Please note that unless stipulated otherwise in the contract, the salary insurance benefit can be maintained during a temporary layoff until June 30th 2020. If an insured becomes disabled during the period of temporary layoff, while the salary insurance is in force, the elimination period provided in the contract begins on the date the employee is called back to work unless the contract states otherwise.
The employer must inform us of his choice along with a list of impacted employees. This information can be sent by email to: firstname.lastname@example.org.
As the current situation is unique, the employer's choice may be different from that made in previous temporary layoffs.
The position adopted by the employer must be consistent for all employees on temporary layoff.
These exceptional measures are only offered temporarily as of March 1st 2020.
Since these measures are a temporary exception to your insurance contract provisions, they may be adjusted, modified or cancelled at Humania Assurance’s discretion.