Since March 19, 2021, insureds travelling to a region where the risk level established by the government of Canada in its Consular Notices as level 3 (Avoid non-essential travel) related to covid‑19, are covered by their travel insurance and assistance benefit.
Given the current circumstances related to the ongoing pandemic, travel assistance services could however be disrupted.
Humania will cover admissible health care expenses according to the terms and conditions of the contract, including those expenses associated to a covid‑19 infection.
To be eligible, the insured must, at the time of departure:
- Be symptom-free;
- Not have tested positive for covid‑19, nor be awaiting a screening result;
- Not have been in contact with a person who has tested positive during a covid‑19 screening within the last 14 days preceding departure.
The coverage offered excludes all costs related to covid‑19 screening tests (before or after the trip), as well as the hotel costs for any period of quarantine.
Insureds travelling to a region where the established risk is level 4 (Avoid all travel) remain ineligible for coverage, as per the exclusions of the contract. Should an insured nonetheless decide to travel to a destination subject to a Level 4 notice from the Government of Canada, he or she will not be covered by the insurance policy and travel assistance services.
If an insured is already in a country or a region when the government issues a Level 4 advisory, the insured must, at his own cost if any applies, take the necessary measures to leave this area as soon as possible. He or she will be covered by the insurance policy and travel assistance services during such period, provided he or she takes reasonable measures to leave that country or region.